Sample Letter - Request to Add a Consumer Statement

Date:

Name and Address of
Credit Bureau

Re: Adding a Consumer Statement

Dear Sir / Madam:

According to the Fair Credit Reporting Act (FCRA), I have the right to enter a "Consumer Statement" in my credit report. I have disputed the accuracy and completeness of certain items on my credit report, and since reinvestigation has not resolved my dispute, I want the following statement, without alteration, placed in the file.
"Your message here"

I assume that 30 days constitutes reasonable time for completing this update, unless you notify me otherwise. Please send an updated copy of my credit report containing this statement to the address shown below.

Sincerely,

(Your Name)
(Address)
(Date of Birth)
(Social Security Number)

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