Sample Letter - Reminder to Respond (1)

Date:

Name and Address of
Credit Bureau

Re: Reminder to Respond

Dear Sir / Madam:

Thirty days ago I sent you a letter disputing certain items on my credit report which were inaccurate or incomplete. Attached is the original letter.

Please note that under the provisions of the Fair Credit Reporting Act (FCRA), 30 days is considered as reasonable time for responding to my request for verification of the disputed items, unless additional time is requested by your firm in writing. In addition, failure to verify these items within the 30-day period, constitutes reason to drop them from my file, pursuant to sections 623(a)(1)(b) and 623(a)(3) of the FCRA.

Please respond immediately so that I do not need to pursue my legal rights under the FCRA, which requires your compliance with the law.

Also, please send me a copy of the requested credit report to the address shown below.

Sincerely,

Your Name
Address
Date of Birth
Social Security Number

_________________________________________________