Sample Letter - Dispute Letter to a Creditor

Date:

(Name of creditor or lender)
(Address of creditor or lender)
Re:
(Your Name)
(Your address)
(Your account number)


To whom it may concern:

I have recently obtained a credit report from (credit bureau). It shows the above account with your company was (days late, charged-off, other problems, etc.) To the best of my knowledge, I have always paid this account promptly and satisfactorily. This incorrect information is seriously hurting my credit rating, and I would appreciate it if you would verify this information and correct it with all three credit bureaus. If the information cannot be verified, please delete the account from my credit report.

Please inform me with the results of your verification as soon as possible. Your immediate attention to this matter is greatly appreciated.

Sincerely,

(Your Name)

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