Sample Letter - Request to Update Your Credit Report

Date:

Name and Address of
Credit Bureau

Re: Request to Update Credit Report

Please note that under the provisions of the Fair Credit Reporting Act (FCRA), you are obligated to delete obsolete information from my consumer credit report.

Please refer to the information highlighted on the attached copy of my report. It is obsolete and should be deleted immediately from your credit files.

Pursuant to provisions of the FCRA, I am entitled to notification that the items have been deleted. Please send an updated copy of my credit report to the address shown below, as well as to any other party that has inquired about my credit rating in the last six months.

Sincerely,

(Your Name)
(Address)
(Date of Birth)
(Social Security Number)